We are a leading disaster recovery consulting firm with 36 years of expertise in property damage insurance claims. We specialize in helping commercial and residential clients navigate fire, water, and storm-related losses by expertly preparing, negotiating, and settling insurance claims. Founded by Michael Hosto, a former American Red Cross Mass Care Officer and international disaster recovery contractor, the company grew into North America’s top disaster recovery partner for fire departments, managing over $2 billion in claims with a team of 160+ retired fire chiefs. As the driving force behind 3PHASE Business Advisors, we have successfully guided organizations to achieve transformative growth, leading companies to generate over $250 million in annual revenue. Our proven strategies build high-performing teams and strong organizational cultures. We are dedicated to helping businesses and individuals recover, rebuild, and thrive after disasters. Our commitment to excellence ensures clients receive the maximum support and results throughout the recovery process.